Terms & Conditions

The following “Terms of Service” (hereinafter referred to as the “TOS” or “Agreement” sets forth the terms and conditions governing your KARMA SENGE account. Together with our Terms of Use and KARMA SENGE Privacy Policy and Disclaimer, these Terms of Service regard your use of the KARMA SENGE website, its products, and materials (collectively, the “Site”).

KARMA SENGE currently provides users with access to Trading resources (training videos, training books, educational software, etc.), various reference and communication tools (newsletters, blogs, articles, etc.), forums, shopping services, and personalized content (collectively referred to as the “Services”). You also understand and agree that the Service may include sponsorships or advertisements. Most of these Services of KARMA SENGE are provided free of charge. We reserve the right, at our complete discretion, to change these terms and conditions at any time by posting revised terms on the Web Site. It is your responsibility to check periodically for any changes we may make to these terms and conditions. Your continued use of the Web Site or any Karma Senge related products or services, following the posting of changes to these terms or other policies means you accept the changes.

KARMA SENGE service’s, shall be subject to the TOS. You understand and agree that the Service is provided “AS-IS” and that KARMA SENGE assumes no responsibility for the timeliness, deletion, delivery problems or failure to store any user communications or personalization settings.

KARMA SENGE is an online store for trading materials. You will be charged for any materials that you wish to purchase from us. Prices may vary. And if you attempt to purchase anything from Karma Senge LLC online and the attempted credit card is refused, then that card might be attempted again to collect for your purchase. And by attempting to purchase the item, you are agreeing to that. You are also responsible for obtaining access to the Service and that access may involve third party fees (such as Internet service provider or airtime charges). You are responsible for those fees, including those fees associated with the display of delivery of advertisements. In addition, you must provide and are responsible for all equipment necessary to access the Service.

*All digital products are excluded from the money back guarantee and are non-refundable unless otherwise noted on the page or in the video. IF a refund is allowed, before a refund can be given you must write us at karma@karmasenge.com requesting a refund AND explain why you are requesting it. Refunds can take up to 14 days to process and is subject to a 10% restocking / return / refund fee. If the refund being requested is for the Supercharge Your Trading Plan Course (Special Offer), one must show that they have tried creating a trading plan and put it to use in their trading business before a refund can be given.

*All on demand webinars and seminars are non-refundable. In case of technical difficulties, purchasers will have unlimited lifetime online access to the webinars.

*All purchases of the Pro Forex Trading Spreadsheet are non-refundable.

*All one time offers (ex. Cracking the Traders Code), Harmonic Essentials Course, etc. are non-refundable.

*The LIVE Trading Room starting from January 2018 for Inner Circle members will only be held one day per week.

* Inner Circle membership cancellations require a minimum of a 2-week written notice before cancellation will occur. So as an example, If your next scheduled monthly KSIC dues are set to occur on October 16th, and we get a notice on say October 9th of you wanting to cancel, your account will still be charged on the 16th because it is still within the 2-weeks, but will be cancelled right after so no further charges apply. By joining and being part of the Karma Senge Inner Circle you are agreeing to these terms. If you want to cancel your subscription, you must contact our helpdesk through the link below.


* If for any reason you cancel your account and/or unsubscribe from email communications, you understand that YOU WILL ALSO LOSE ACCESS TO YOUR MEMBERSHIP ACCOUNT INCLUDING ANY PAID COURSES YOU'VE PURCHASED. My systems are tied to your email and account, so if you unsub or cancel, I can't deliver your training anymore, even those you paid for.

Account Fees & Registration

Registration. The purchase of certain products and services on KARMA SENGE may require registration for a user account (“User Account”). Should you choose to register, you agree to provide true, complete and accurate registration information (“Registration Information”). You are responsible for updating and maintaining the accuracy of Registration Information. If you provide any Registration Information that is untrue or inaccurate, not current, or incomplete, or if KARMA SENGE suspects that your Registration Information is untrue, inaccurate, or incomplete, then KARMA SENGE may, in its sole discretion, suspend, terminate, or refuse future access to KARMA SENGE. Registration Information will be subject to the KARMA SENGE Privacy Policy (which is incorporated by reference herein). You are responsible for maintaining the secrecy and security of any personal or User Account Information. You are responsible and liable for any conduct on KARMA SENGE under your User Account. KARMA SENGE is not responsible for any unauthorized use of your User Account. If you believe there has been unauthorized use of your User Account, you must notify KARMA SENGE immediately. Only the authorized license user is permitted to use the password protected account within KARMA SENGE. If anyone loans or discloses their Username and Password or otherwise knowingly or unknowingly allows unauthorized access into the fee-based products, the original site license holder shall be responsible for and will be billed for any and all purchases an unauthorized user makes on KARMA SENGE and will be permanently banned form the Site.

User Submissions

KARMA SENGE may provide its members with access to a forum for you and other users an opportunity to submit, post, display, transmit and/or exchange information, ideas, opinions, photographs, images, video, creative works or other information, messages, transmissions or material to KARMA SENGE and other users via chat rooms, message boards or other means (“User Submissions”). User submissions do not reflect the views of KARMA SENGE (the “Forum Moderators”), neither of which have any obligation whatsoever to monitor, edit, or review any User Submissions on the Website. The Forum Moderators assume no responsibility or liability arising from the content of any User Submissions, nor any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information within any User Submission on KARMA SENGE. You are strictly prohibited from submitting or transmitting to the Forum Moderators any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material that could be constitute or encourage conduct that would be considered criminal offense, give rise to civil liability, or otherwise violate any law. The Forum Moderators will fully cooperate with any law enforcement authorities or court order requesting or directing it to disclose the identity or anyone posting any such information or materials. All User Submissions will be treated as non-confidential and non-proprietary. Anything you submit or transmit to KARMA SENGE or post shall be deemed the property of and may be used by the Forum Moderators for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, advertisement, broadcast and posting. Furthermore, the Forum Moderators are free to use and shall be deemed to own, any ideas, concepts, know-how, or techniques contained in any User Submission you submit or transmit to KARMA SENGE for any purpose whatsoever, including, but not limited to, developing, manufacturing and marketing products using such information. Disclosure, submission, or offer of any User Submissions to KARMA SENGE shall constitute an assignment to the Forum Moderators of all worldwide rights, titles, and interests in all copyrights and other intellectual property rights in such User Submission. The Forum Moderators may edit, copy, publish, distribute, translate, and otherwise use in any medium any User Submission that you submit or transmit to the Forum Moderators and will own exclusively all such rights, titles, and interest and shall not be limited in any way in its use, commercial or otherwise, of the submission. The Forum Moderators are and shall continue to be under no obligation to maintain any User Submission in confidence, to compensate you or any other user for any User Submission, or to respond to any of your or any other user’s User Submission.

General Provisions

This Agreement is governed by and shall be construed in accordance with the laws of the State of Florida without regard to its principles of conflicts of law. In the event of a dispute arising under or relating to this Agreement, the Site or the Materials, you agree to the exclusive jurisdiction of the federal and state courts located in the State of Florida, and waive any jurisdictional, venue, or inconvenient forum objections to such courts. The Site is controlled and operated by Karma Senge, LLC. from its principal office in Orlando, Florida and is not intended to subject KARMA SENGE to the laws or jurisdiction or any state, country, or territory other than that of Florida and of the United States of America. KARMA SENGE does not represent or warrant that the Site, or any aspect thereof, is appropriate or available for use in any particular jurisdiction. Those who choose to access the Site at their own risk, and are responsible for complying with local laws. We may limit the availability of the Site to any person, geographic area, or jurisdiction we choose, at any time in our sole discretion. You agree not to transport, import, export, or re-export any Site content to a national or resident of any of the following countries: (i) Balkans, Burma (Myanmar), Cuba, Iran, Liberia, North Korea, Sudan, Syria, or any other country to which the United States has embargoed goods; or (ii) any person or entity on the United States Treasury Department’s list of Specially Designated Nationals or the U.S. Commerce Department’s Table of Deny Orders, and you represent, warrant, and covenant to us that you are not located in or under the control of any such country or on any such list.

If any provision of this Agreement is found for any reason to be unlawful, void, or unenforceable, then that provision will be deemed severable from this Agreement and will not affect the validity and enforceability of any remaining provision. Any heading, caption or section title contained herein is inserted only as a matter of convenience, and in no way defines or explains any section or provision hereof. A party’s failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. This, together with any of our policies referred to herein, constitutes the entire Agreement between you and KARMA SENGE relating to your use of the Site; this Agreement supersedes any and all prior or contemporaneous written or oral Agreements between you and KARMA SENGE regarding the same subject matter (except other written, fully-executed contracts between you and us). Neither the course of conduct between you and us, nor trade practice, shall act to modify any provision of this Agreement. This Agreement is not assignable, transferable or sub-licensable by you except with our prior written consent.

Published on: Oct 12, 2016 and last modified on: December 8, 2017